Property finance services for your business expansion plan

Apply now

Competitive Profit Rates

Flexible Down Payments

Hassle-free Process

Customer’s Prosperity

Dream Bigger with Aafaq Property Finance

Business Expansion

Enjoy competitive rate financing solutions for office & retail spaces.

Re-finance of unencumbered property

Use your unencumbered property to generate income via Aafaq property finance

Quick Processing

Our simple process enables you to get your property finance application processed swiftly. We have simplified it from start to finish and your funds are ready just in time.

Calculate your monthly installments

AED

AED 250,000

AED 10,000,000

%

3%

36%

3 months

96 months

Monthly Installment AED -
  • Application Eligibility
    • Age 21 to 65 years old
    • AED 15,000 (min) per month for salaried Individuals.
    • Annual income for self employed
    • Length of business for Self-Employed: 1 year (minimum).
    • Length of business for Companies: 1 year (minimum).
    Finance Amount & Tenure
    • Min AED 250,000 to maximum AED 10,000,000
    • Maximum tenure upto 8 years.
    General
    • Original Passport and valid emirates ID
    • Original Labour Card.
    • Original Kulasat Qaid (For UAE Nationals)
    • Filled Financing application form.
    • Original Property Sale Agreement OR copy of title deed / affection plan.
    • Copy of receipts paid to developer till date (if applicable).
    • Latest 6 months personal bank statements.
    • Processing / Arrangement fees.
    • Liability Letter.
    • Cheque for AED 3,000/- for valuation of property.
    • Postdated cheques or standing order confirmed from applicant's bankers.
    Additionally for Salaried applicants
    • Salary certificate (UAE Nationals & Residents) stating position, length of service, basic salary, and other allowances.
    • Salary Transfer letter from the employer where applicable.
    Additionally for Self-employed applicants
    • Trade License.
    • Chamber of Commerce Registration.
    • Memorandum / Articles of Association.
    • Latest Audited financials for 2 years (with 3 year's financial data).
    • Company Bank statement for the past 6 months (1 year if no audited financials available).
    • Copy of Bank Facility Letter/s (if applicable, i.e. if enjoying any credit facilities from other banks).
    Specific to Construction Finance
    • Floor layout and specifications from the consultant.
    • Approval of respective Emirate Municipality.
    • Letter from a consultant with an estimated cost.
    • Contractor's documents.
  • Please click here for schedule of fees and charges

  • Applicable product terms, offer conditions available in  Key Fact Statement.

This Card is invite only, Please register your interest