Who we are


To be the UAE’s favourite destination for digital Islamic financing


To engage our talent to develop innovative solutions, with customers at the core.


Act with Integrity,Collaborate and Think Customer, Show and earn Respect, Own and Deliver, move with Pace

Aafaq’s strategy focuses on exploring opportunities across sectors, empowering businesses and ensuring the highest levels of happiness for all stakeholders including shareholders, customers, employees, strategic partners and the community. As a responsible financial solutions partner, Aafaq strives to create a smart, efficient and convenient economic ecosystem by providing world-class products and services. Aafaq’s product portfolio includes a variety of feature-rich credit cards tailored to suit the varying demands of individuals and businesses. In order to empower businesses, irrespective of their nature and size, Aafaq has come up with an extensive portfolio of corporate financing products that deliver great flexibility and exceptional value. In addition to these products, Aafaq has also introduced innovative services such as Labour Guarantees, Wages Protection System, Smart Payment Tools and Top-up services. The company takes pride in having strong and decisive partnerships with various reputed institutions and government organizations in the UAE.

The highly talented team at Aafaq led by its visionary leadership diligently strives to deliver excellence, ensuring complete satisfaction of all of its clients. The company has adopted the same honest and inclusive approach towards its employees, offering them ample opportunities to grow. By establishing win-win relationships in every sphere, Aafaq continues to contribute to making Dubai, the capital of the Islamic economy and while at it, winning awards and gain recognition for business excellence and employee welfare.

Our Values

Act with Integrity

We will always do the right thing, for the business and for our stakeholders.

Own and Deliver

We will grow the business by taking ownership of tasks, commitments and quality.

Collaborate and think Customer

We will work together as one team, to ensure our customers get a great and consistent experience at every touchpoint

Show and Earn Respect

We will treat everyone with dignity and respect and value everyone's contribution

Move with Pace

We will grow the business by taking ownership for tasks, commitments and quality

Board of Directors

Mr. Muhammad Abdul Jaleel Al Blooki


Mohamed Abdul Jalil AlBlooki is a highly qualified director who has held directorship and senior managerial positions for more...

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Mr. Marwan Hassan Al Khatib

Vice Chairman

Marwan Hassan Ali El Khatib is a cultivated business pioneer with broad involvement in various fields, including business advancement,...

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Mr. Abdullah Abdul Rahman Sharafi


Abdullah A. Sharafi is the Managing Director of Gerab National Enterprises since 2004.

Before joining Gerab National...

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Mr. Ayman AlGayar


Ayman El Gayar is a seasoned executive with over 35 years of diverse experience in the Middle East and...

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Mr. Mahmoud Hadi


Mahmood Hadi is a highly accomplished professional with an extensive career in the banking and finance industry. Currently serving...

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Mr. Mansour Tirmzi


Mansoor Tirmzi is an experienced finance professional who has held successful CFO leadership positions with Citigroup and HSBC in...

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Mr. Zukri BIN Samat


Dato' Sri Zukri is a highly respected figure in the banking industry, with over 30 years of experience in...

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Mr. Hisham Hammoud


Mr. Hisham Hammoud is a seasoned banking professional and a highly regarded business leader with over 25 years of...

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Our Partners

AL Jazirah Aviation Club - RAK

Amer Centers

Arab Financial Services

Dubai Economy

Dubai Multi Commodities Center (DMCC)

Dubai SME


Ministry of Finance

Ministry of Human Resources & Emiratisation

National Bonds Corporation PJSC




Our Associates

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