No Bank Account Needed
No Monthly Charges
Universally Accepted
Cash Withdrawal
Global Acceptance
Expense Management
Safe & Secure
Payments on the go
Easy Load & Reload
Travel, Dining and Shopping Offers
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SMS “ACTIVATE” to 4070
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- Use Aafaq online services on the website
- Visit any Aafaq centre/digital branches
- Visit Al Ansari Exchange or Saad exchange branches across UAE
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Limit UAE Residents Non-Residents Daily Top-up Maximum of AED 10,000 Maximum of AED 3,000 Maximum Balance at anypoint of timeNot to exceed AED 40,000 Not to exceed AED 3,000 Annually Maximum of AED 360,000 Maximum of AED 36,000 -
Fee Type Fees New card Issuance AED 50 + VAT
*Free cards shall be issued for New trade licenses issued in UAE and Strategic Partners.Card Replacement AED 50 + VAT Card top-up / Loading Fee AED 10 + VAT ATM balance check AED 2 + VAT ATM withdrawal AED 2 + VAT Forex markup for international transactions 3.5% Annual/Monthly Fees Not applicable -
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Please click here for schedule of fees and charges
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Applicable product terms, offer conditions, limits and exclusions are listed herein. Terms & Conditions
