Aafaq Islamic Finance

Google Pay

Google Pay is a simple, secure, and seamless way to pay and save, giving you helpful ways to do more with your money.

Experience seamless checkouts with Aafaq Credit& Prepaid Cards in Google Pay™, a more efficient payment solution Google Wallet™ gives you fast, secure access to your everyday essentials. Take the train, go to a movie, tap to pay in stores, and more — all with your phone.

Getting started is simple

1. Download the Google Pay app from Google Play or the App Store.
2. Select your Google Account, then follow the instructions to get the most out of Google Pay.
3. Find easy ways to earn rewards, search for people to pay and more.

How to add your Aafaq Card as the default card

1. You can add your first payment method when you make a purchase or by tapping the ‘+’ on the top corner of the home screen and choosing a card or account.
2. To add more payment methods, tap on your default payment method. You can also tap your profile, then select Payment methods.
3. Then just follow the instructions. For your security, you may need to verify your account.

Now you are ready to make secure payments using Google Pay with Aafaq credit cards.
View the terms and conditions by clicking here.

Security features

• Protecting your information

At its core, Google Pay has strong security protections. These protections continuously and automatically safeguard your account and personal information from threats to its security. Also, while paying in stores, Google Pay shares a virtual account number with the merchant. This virtual account number is given in place of the actual card details, thus ensuring card security.

• Visibility of purchases

When a purchase is made through Google Pay, you will receive a notification along with the merchant’s name and transaction amount.

• Peace of mind

On losing your device, the Android Device Manager can be used to lock your device instantly from anywhere. You can also use the Android Device Manager to secure the device with a new password. Another way of protecting your information is to use the Android Device Manager and clear the device of any personal data.

How to Pay

• Paying in stores

Google Pay can be used wherever contactless payments are accepted. Google Pay enables you to make payments without opening the app. To do this, you must simply unlock the phone and hold it near the terminal.

• Paying in apps and on the web

With Google Pay, your checkout process becomes faster. Once the card is added, there is no need to enter the payment information again. You simply have to confirm your purchase, and you’re done.

• Where is Google Pay accepted

Google Pay can be used wherever contactless payments are accepted.
Google Pay is valid at supermarkets, hotels, restaurants, retail outlets and across several other different locations. Google Pay can be used within some of the most popular apps across Google Play.

Built-in protection before you pay

You’ll need to unlock with your fingerprint, pattern, PIN, or face each time you open Google Pay, so no one can make payments or send money but you.
Google Pay verifies it’s you each time you open the app, so no one can pay or send money but you.

More ways to access your Wallet

You’ve got quick, easy options for accessing Wallet. Try the lock screen for one-click convenience, use voice commands if your hands are busy, or open the Wallet app from your home screen.

Where is Google Pay accepted

Keep a watch out for one of these symbols at the checkout.

Frequently Asked Questions:

1. What is Google Pay?

Google Pay is the fast, simple way to pay in millions of places - online, in stores, and more. It brings together everything you need at checkout and keeps your information safe and secure. You can pay with your Android device and Aafaq credit & prepaid cards. Google Pay can be used everywhere contactless payments are accepted.

2. Why should I use Google Pay instead of my plastic cards?

Google Pay protects your payment info with multiple layers of security, using one of the world's most advanced security infrastructures to help keep your information safe. When you use your phone to pay in stores, Google Pay doesn't send your actual credit or debit card number with your payment. Instead, a virtual account number is used to represent your information - so your card details stay safe.

3. Which payment cards can I register to Google Pay?

You can register you Aafaq credit and prepaid cards.

4. How can I register my card?

Cards can be registered by manually inputting the card information. Upon successful verification of the card details, Google Pay will prompt you to verify your identity through an email, SMS or a phone call.

5. Can Google Pay make online purchases?

Yes. Google Pay can be used for online/e-commerce payments (via apps and Google Pay on the web). Visit Google Pay About for more information.

6. What should I do if I lose my original payment card and then receive a replacement card?

The payment cards on Google Pay are digital versions of your physical payment cards. If you lose your original payment card and then receive a replacement card, you need to remove the original payment card from Google Pay and register the replacement card.

7. The cashier asks the last 4 digits of the card but the transaction still does not pass, what should I do?

In case that merchant may ask you for the last four digits of the card number, you will need to provide the last four digits of the digital card number, instead of the last four digits of the physical card. For ease of use, it is located on the left side of the card in the Simple Pay screen, and in the main app when viewing your registered cards.

8. Can I continue to use my physical payment card if I disable Google Pay or remove the digital equivalent on Google Pay?

Yes. When you disable Google Pay or remove a registered card, you are only suspending the token, or digital card number that has been assigned to your device for that card. If you wish to suspend you physical card, please contact your card issuer for assistance