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Apply. Track.
Manage.
All from your phone with Aafaq Digital.

Apply. Track.
Manage.
All from your phone with Aafaq Digital.

Unlock Exclusive Rewards and
Benefits with our Platinum card

Experience unparalleled financial freedom with Aafaq Islamic Finance Platinum Credit Card. Enjoy exclusive rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle

AED 8,000 Minimum Salary
AED 250 Welcome Bonus
0 No Annual Fee

Exclusive Premium Benefits

Access exclusive discounts, entertainment, and travel experiences across Dubai.

Digital-First Experience

Manage everything seamlessly through our Aafaq Digital App.

Annual Fee

No Annual Fee and 0% Balance Transfer for 12 months

Shariah-Compliant Finance

Enjoy premium services that align with Islamic principles and values.

Balance Transfer

Reward Points

Finance On Phone

Easy
Payment Plan

BENEFITS

The Card That Elevates Your Lifestyle

The Aafaq Platinum Credit Card delivers premium benefits without the
premium cost. Designed for everyday people who want more, it makes
luxury accessible and spending smarter. From weekend plans to travel perks,
it’s your key to living well, without overspending.

Complimentary Airport Transfer

Start your journey in style with free
transfers to and from DXB airport

Meet and Greet

Enjoy seamless experience at the
airport

VOX Discounts

Buy 1 Get 1 Free Tickets at
VOX Cinemas

Valet Parking

Complimentary valet at
select locations

Discounts & Offers

View all exlcusive discounts & offers

Easy Payment Plan Offers

View all exclusive offers

Complimentary Airport Transfer

Travel in comfort with free airport pick-up or drop-off—exclusively for Aafaq Platinum Credit Cardholders.

What’s Included:

  • Two complimentary pick-ups or drop-offs to/from Dubai or Abu Dhabi airports within city limits.
  • Available upon reaching a monthly spend of AED 5,000.

How to Book:

  1. Purchase your travel ticket using your Aafaq Platinum Credit Card.
  2. Book your transfer at least 2 working days in advance by sending an email to aafaqbookings@ivadubai.com
  3. A non-refundable AED 1 charge confirms your reservation.
  4. You’ll receive a confirmation via Email

Valid for active cardholders only. Terms and conditions apply.

Complimentary Meet & Greet Service

Skip the hassle and start your journey smoothly with Meet & Greet service at Dubai airports (DXB & DWC)—available for Aafaq Platinum Credit Cardholders.

What’s Included:

  • Personalized assistance for arrivals or departures at Dubai airports.
  • Enjoy this benefit upon spending AED 5,000 in a calendar month.

How to Book:

  1. Send SMS MGRQ to 4070 at least 2 working days before your travel date.
  2. You’ll receive a secure link via email to complete the booking form.
  3. Submit your travel details through the encrypted form.
  4. Get booking confirmation via email.

Flight tickets must be purchased with your Aafaq Platinum Credit Card within 60 days of booking. Terms and conditions apply.

VOX Cinemas Offer

Buy 1 Ticket, Get 1 Free with your Aafaq Credit Card

Enjoy blockbuster savings at VOX Cinemas across the UAE every month with your Aafaq World Elite or Platinum Credit Card.

Who Can Avail This Offer?

Card Type Free Tickets/Month Spend Requirement
World Elite Credit Card Up to 6 tickets AED 8,000 retail spend (POS & e-commerce)
Platinum Credit Card Up to 4 tickets AED 5,000 retail spend (POS & e-commerce)


Spend calculation includes both primary and supplementary cards combined.

How to Avail:

  • Book your movie tickets through voxcinemas.com or the VOX Cinemas app.
  • Use your eligible Aafaq Credit Card at checkout.
  • Free ticket(s) will automatically apply based on your eligibility.

Terms & conditions apply. Monthly spend must be met within the calendar month to qualify.

Valet Parking

Enjoy stress-free parking with complimentary standard valet services at select locations across the UAE—exclusively for Aafaq Credit Cardholders.

Usage & Eligibility

Card Type Free Valet Services/Month Minimum Monthly Spend
World Elite Credit Card Up to 6 times AED 8,000 retail spend (POS & online)
Platinum Credit Card Up to 2 times AED 5,000 retail spend (POS & online)


Spend criteria applies per calendar month and includes both primary and supplementary cards combined.

Where:

Valid at select locations across the UAE through authorized third-party valet providers.

How to Avail:

  • Simply present your eligible Aafaq Credit Card at participating valet service counters.
  • Usage will be tracked and validated based on your monthly spending.

Terms & conditions apply.

Exclusive Discounts & Offers

Enjoy exclusive discounts and special offers with your Aafaq credit card. Click below to explore.

Discount Offers

Exclusive Payment Plan Offers

Enjoy exclusive payment plan offers for your Aafaq credit card. Click below to explore.

Easy Payment Plan Offers
REWARDS & OFFERS

Rewards & Offers

Adjust your spends and benefits to see estimated annual value

Welcome Offer

Get AED 250 as a joining bonus

Platinum Card Titanium Card

Premium Lifestyle Benefits

• VOX Cinema Buy One Get One - 4 free tickets per month
• Valet Parking – 2 complementary services per month

Platinum Card Titanium Card

Exclusive Aafaq Islamic Finance (AIF) Rewards Program

• 2% Rewards on International Spends
• Up to 1% Rewards on all other retail spends
• Redeem your points for flights, hotels, shopping, miles, or cash back through Aafaq Digital Banking.

Platinum Card Titanium Card
CALCULATOR

Benefits Calculator

Adjust your spends and benefits to see estimated annual value

Welcome Offer

In 60 Days
AED 10,000

Spend Category

Per month
AED 800
AED 2,300
AED 1,000
AED 2,000
AED 2,300
AED 1,600
AED 1,000

Lifestyle Benefits

Per Month
4
4

Travel Benefits

Per Year
2
2
Note: Minimum Monthly spends of AED 5,000 required for availing Lifestyle and Travel benefits

Based on your chosen spends with Aafaq Platinum Credit Card, you could earn

AED 250.00
AED 88.00
AED 660.00
AED 600.00
AED 9,826.00

Finance Made Simple
with Aafaq App

DETAILS

Important Links
& Documents

AIF Rewards Loyalty Program

AIF Rewards is Aafaq’s loyalty program that allows credit cardholders to earn points on their everyday spending.

Complimentary Airport Lounge Access

Access airport lounges worldwide through Mastercard travel benefits.

Special offers with MasterCard Priceless

Access exclusive lifestyle privileges and experiences through the Mastercard Priceless platform.

Supplementary credit cards for family

Extend your Aafaq Credit Card benefits to your family by issuing supplementary cards under your primary card account.

Instant Cash – Finance on Phone

A convenient facility that allows you to convert your available credit card limit into cash.

Credit Shield Protection

Credit Shield is an optional takaful program that helps settle your outstanding credit card balance in the event

AIF Rewards Loyalty Program

AIF Rewards is Aafaq’s loyalty program that allows credit cardholders to earn points on their everyday spending.

What’s Included

  • Earn AIF Rewards points on eligible purchases made using your Aafaq Credit Card
  • Redeem points for travel bookings, gift cards, cashback, and lifestyle rewards
  • Access a variety of redemption options through the AIF Rewards platform
  • AIF Rewards can be redeemed through Aafaq Digital App

How to Avail

  • Use your Aafaq Credit Card for eligible transactions
  • Track and redeem your points through the AIF Rewards platform or digital channels

View Terms and Condition

Complimentary Airport Lounge Access

Access airport lounges worldwide through Mastercard travel benefits.

What’s Included

  • Complimentary access to selected airport lounges globally
  • Available for eligible Aafaq Credit Cardholders

How to Avail

  • Present your eligible Aafaq Credit Card at participating lounges
  • Access subject to Mastercard terms and participating locations

 

Mastercard Priceless Offers

Access exclusive lifestyle privileges and experiences through the Mastercard Priceless platform.

What’s Included

  • Special discounts on dining, shopping, travel, and entertainment
  • Access to exclusive experiences and curated events
  • Offers available across participating merchants and destinations worldwide

How to Avail

  • Use your Aafaq Mastercard Credit Card when making purchases with participating partners
  • Explore available offers on the Mastercard Priceless website or platform

Supplementary Credit Cards

Extend your Aafaq Credit Card benefits to your family by issuing supplementary cards under your primary card account.

What’s Included

  • Additional cards for family members linked to your primary account
  • All transactions are consolidated into one monthly statement
  • Convenient way to manage household spending

How to Avail

  • Request a supplementary card through Aafaq Digital App
  • The supplementary card will be issued under the primary cardholder’s account

Instant Cash – Finance on Phone

A convenient facility that allows you to convert your available credit card limit into cash.

What’s Included

  • Transfer funds from your available credit limit directly to your bank account
  • Repayment through easy monthly installments
  • Flexible repayment terms depending on the offer

How to Avail

  • Request the Finance on Phone facility through Aafaq customer service or approved channels
  • Upon approval, the funds will be transferred to your designated bank account

Credit Shield Protection

Credit Shield is an optional takaful program that helps settle your outstanding credit card balance in the event of:

  • Permanent total disability due to accident or illness, or
  • Death

This ensures peace of mind and financial relief for your loved ones when it matters most.

 

How to Avail
To activate Credit Shield, customers must opt in. You can enroll easily by:

  • Calling our Call Center, or
  • Sending an SMS with “CS” to 4070

If you would like more information, our team will be happy to assist you.

Protection benefits subject to the Takaful program terms and conditions

Your Gateway to a Premium Lifestyle
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