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All from your phone with Aafaq Digital.

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Manage.
All from your phone with Aafaq Digital.

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Exclusive Payment Plans
 from Aafaq

Shop More, Pay Easy — 0% Easy Payment Plans at Your Favourite Brands

Aafaq Payment Plans

Easy Payment Plans

Split Your Shopping — 0% EPP Now Available at Leading Retail Partners

Lulu Offer

Shop at Lulu and pay over 3 months

Kalyan Offer

Shop Gold and Diamond with Easy Installments

Joyalukkas Offer

Shop Jewellery with Easy Installments

Musafir.com Offer

Travel More. Save More. All Year Long.

Easy Payment Plan at Lulu

Exclusive cardholder offer.

What’s Included

Shop at Lulu and split your payment into easy monthly instalments — at 0% profit rate over 3 months, with no processing fee.

How to Avail

  • Shop at any Lulu outlet or store. Minimum spend AED 500.
  • Pay with your Aafaq Credit Card at the checkout.
  • Convert your purchase into a 0% Easy Payment Plan over 3 months.

Once your purchase is complete, call us at 600502006 or via email customer.care@aafaq.ae to request your instalment plan. Our team will set it up for you promptly.

Easy Payment Plan with Kalyan Jewellers

Gold and Diamond at 0% Profit

In partnership with Kalyan Jewellers, you can now purchase gold and diamond jewellery and split your payment into easy monthly instalments — at 0% profit rate with no processing fee.

How to Avail

Simply use your Aafaq Credit Card at any Kalyan Jewellers store in the UAE

Once your purchase is complete, please contact us to request your instalment plan. Our team will set it up for you promptly.

You can reach us via the Aafaq Digital App, by calling 600502006, or by visiting your nearest Aafaq branch.

Offer valid until 31 March 2027

Available exclusively for existing Aafaq credit cardholders at all Kalyan Jewellers stores across the UAE.

Easy Payment Plan with Joyalukkas Jewelry

As a valued Aafaq cardholder, you can now shop jewellery at Joyalukkas and split your payment into easy monthly instalments — at 0% profit rate for up to 6 months.

Available on all jewellery purchases (excluding gold coins and gold bars).

How to Avail

  • Shop jewellery at any Joyalukkas store using your Aafaq Credit Card. Minimum spend AED 1,000.
  • Within 45 days of your purchase, contact our call centre to request the conversion to an Easy Payment Plan.
  • Call 600502006 and email customer.care@aafaq.ae with your Invoice and item details — our team will set it up promptly.

Exclusive Offers from Musafir.com

Your Aafaq Credit Card now unlocks exclusive travel offers on musafir.com — from summer escapes to year-round savings.

Book the trip now. Pay for it your way.

Split your musafir.com travel booking into 6 or 12 monthly installments at 0% profit with your Aafaq Credit Card.

How to Avail

  • Choose your trip at musafir.com or WhatsApp 800 50 50
  • Apply code AAFAQ250 for Summer Tour Packages or AAFAQTRVL for year-round offers
  • Pay with your Aafaq Credit Card
  • To split your payment, choose 6 or 12 monthly instalments at 0% profit (processing fee applies)

 

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